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  • Golden Legacy: Tracing Gold’s Value from 1901 to 2025 & What Lies Ahead for Investors

    “Gold is not just a metal—it’s a mirror to the world’s economic soul.”

    For over a century, gold has stood as the ultimate symbol of wealth, security, and timeless value. From powering the gold standard era to becoming a hedge against inflation and geopolitical instability, gold’s journey from 1901 to 2025 is as glittering as the metal itself.

    In this blog, we’ll explore:

    • The historical valuation of gold over 120+ years,
    • The factors driving its price over time,
    • The current investment landscape,
    • And the future prospects for investors.

    A Brief Timeline: Gold Price from 1901 to 2025

    YearPrice (USD/oz)Key Events
    1901$20.67U.S. on gold standard; stability era
    1933$35.00U.S. ends gold standard for citizens
    1971$42.22Bretton Woods ends; gold unpegged from USD
    1980$850Inflation + Iran crisis peak
    2000$279Dot-com bubble burst
    2011$1,900Post-2008 crisis hedge
    2020$2,070COVID-19 uncertainty
    2023$1,920Inflation + global recession fears
    2025$2,450 (est.)Central bank buying, de-dollarisation, geopolitical risk

    Note: Figures beyond 2023 are estimates based on market trends and expert projections.

    What Drives Gold Prices?

    1. Inflation & Monetary Policy
      When inflation rises or currencies weaken, investors flock to gold as a store of value.
    2. Geopolitical Uncertainty
      Wars, trade tensions, and pandemics increase gold’s appeal as a safe haven asset.
    3. Central Bank Activity
      Many central banks, especially in emerging markets, are increasing gold reserves to reduce dependence on the U.S. dollar.
    4. Dollar Value Inverse Relation
      Gold typically moves opposite to the U.S. dollar—as the dollar weakens, gold strengthens.
    5. Jewellery Demand & Industrial Use
      While not the biggest driver, consumer demand (especially in India and China) still impacts long-term valuation.

    Gold as an Investment: Performance Over Time

    • Average annual return (1971–2023): ~8.4%
    • Beats inflation: Gold has outpaced U.S. CPI inflation over the long run.
    • Portfolio diversification: Ideal for hedging against equity market volatility.

    If you invested $10,000 in gold in 2000, it would be worth over $85,000 in 2025. Currently 1 USD is equal to Rs. 86.46.

    India’s Relationship with Gold

    India is not just a top consumer of gold but has deep cultural, religious, and economic ties with the metal.

    • 60% of Indian gold demand comes from jewellery.
    • Indians hold over 25,000 tonnes of gold—among the highest private holdings globally.
    • Gold acts as a family asset and informal collateral in rural India.

    Gold’s Future Outlook (2025–2035)

    Bullish Trends:

    • De-dollarisation: Nations like China and Russia diversifying away from USD.
    • Digital Gold & Tokenization: Tech is democratizing gold investing.
    • Increased central bank demand: BRICS+ nations boosting reserves.
    • Persistent geopolitical risks: Middle East, Taiwan, Eastern Europe, etc.

    Risks to Watch:

    • Rising interest rates: Can make bonds more attractive than gold.
    • Crypto alternatives: Younger investors may prefer Bitcoin or tokenized assets.
    • Regulatory shifts: Taxes or curbs on imports/holdings can impact gold’s demand.

    Gold Investment Strategies for 2025 & Beyond

    1. Sovereign Gold Bonds (SGBs)

    • Offered by RBI, with 2.5% annual interest.
    • Tax-free maturity gains after 8 years.
    • Ideal for long-term investors.

    2. Digital Gold & ETFs

    • Small ticket size, high liquidity.
    • No risk of theft or storage cost.

    3. Physical Gold (Coins, Bars, Jewellery)

    • Sentimental value + resale options.
    • But comes with making charges and purity concerns.

    4. Gold Mining Stocks & Mutual Funds

    • Indirect gold exposure; tied to company performance.
    • High volatility but potential for higher returns.

    Gold vs Other Assets (2000–2025)

    Asset ClassAverage ReturnRisk LevelLiquidityInflation Hedge
    Gold~8.4%MediumHighYes
    Equity (Nifty)~12%HighHighNot always
    Real Estate~9%Medium-HighLowPartial
    FD/Savings~5–6%LowHighNo

    Final Thoughts: Is Gold Still Worth It in 2025?

    Absolutely—but with strategy.
    Gold is no longer just a wedding gift or retirement nest. In 2025, it is a geopolitical hedge, portfolio diversifier, and wealth preserver.

    “When all else loses value, gold finds its moment to shine.”

    If you’re planning for long-term stability, protection from inflation, or just want peace of mind in turbulent markets, gold should continue to hold a core place in your investment mix.

  • “Wasted Harvest: The Silent Catastrophe on Our Plates”

    “Wasted Harvest: The Silent Catastrophe on Our Plates”

    Imagine this: a farmer in Punjab carefully tends to rows of golden wheat. After months of toil, he finally harvests a bumper crop—but before it ever reaches a plate, a third of it is lost in transport, spoiled by heat and poor storage. Meanwhile, in a high-rise kitchen thousands of miles away, perfectly good spinach wilts in the fridge before it’s tossed in the bin. In another scenario somewhere in an urban India, quintals of onion produce gets destroyed in the hope of good price while people in metropolis buying onions costing more than Rs 100 per kg. These two moments—one rural, one urban—are worlds apart, yet stitched together by a shared thread: food loss and waste, one of the planet’s most overlooked environmental emergencies.

     The Scale of the Problem: A Global Gluttony of Waste

    According to the UNEP Food Waste Index Report 2024 in 2022 alone, the world wasted 1.05 billion tons of food, precisely about 132 kg per person per year or about one-fifth of all food available to consumers (UNEP, 2024).
    • Households generated 60% of the total food waste, followed by food services (28%) and retail (12%).
    • This translates to over 1 billion meals wasted every single day, while 783 million people globally go hungry (UN News, 2024).

    The Environmental Toll: Wasting More Than Just Food

    Food waste is not just about what’s scraped off our plates—it’s about everything that went into producing it:

    • Water: Agriculture consumes 70% of global freshwater. Wasting food wastes the water used to grow it (FAO, 2013).
    • Energy: Food production and transport require large amounts of fossil fuels and electricity.
    • Land: Nearly 30% of global agricultural land is used to produce food that is never eaten (FAO, 2013).
    • Climate: Decomposing food in landfills emits methane, a greenhouse gas 25 times more potent than carbon dioxide over a 100-year period (IPCC, 2014). Food waste contributes to 8–10% of global greenhouse gas emissions, which is nearly five times more than the entire aviation industry (UNEP, 2024).With a growing global population and rising demand for food, reducing waste is not just a choice—it’s a climate imperative. If food waste were a country, it would be the third-largest emitter of greenhouse gases, after China and the United States (FAO, 2013).

     Behind the Scenes: The Science of Spoilage and Loss

    Food waste is generally classified into two categories:

    1. Food Loss (Pre-consumer)

    Occurs during production, harvest, storage, and transport—especially in low and middle-income countries. For example, India loses up to 30-40% of fruits and vegetables post-harvest, largely due to poor cold storage infrastructure (FSSAI, 2021).

    2. Food Waste (Post-consumer)

    Happens at retail and consumer levels, driven by:

    • Overbuying and poor planning
    • Misunderstood expiry labels
    • Aesthetic standards that reject “ugly” produce

    In richer countries, per capita waste at household level is as high as 80–110 kg/year, compared to 6–11 kg/year in sub-Saharan Africa and South Asia (FAO, 2011).

     From Waste to Wisdom: What Can Be Done?

    For Governments & Industries:

    • Invest in cold chains, silos, and rural roads to reduce pre-consumer loss.
    • Enforce “ugly produce” acceptance in supermarkets.
    • Scale digital solutions for inventory management and food redistribution (e.g., Zomato Feeding India, OLIO app).
    • Launch public-private partnerships for measurement and reporting, as seen in the UK and Japan (UNEP, 2024).

    For Individuals:

    • Learn the difference between “best before” and “use by” dates.
    • Plan meals and buy only what you need.
    • Store food properly and use leftovers creatively.
    • Compost kitchen waste instead of sending it to landfills.
    • Support food banks and rescue organizations.

    A Future Where Every Grain Counts

    The challenge of food waste may seem massive, but it’s one of the few global crises that is entirely preventable. The UNEP emphasizes that with just moderate effort, countries can cut food waste in half by 2030, fulfilling UN SDG 12.3 (UNEP, 2024). It will take a recalibration of our relationship with food—from something cheap and disposable to something deeply valuable. Because when we waste food, we’re not just throwing away calories.
    We’re throwing away land, labor, water, hope and the Earth’s future.

    For more information

    UNEP Food Waste Index Report 2024: https://www.unep.org/resources/publication/food-waste-index-report-2024.

    FAO (2013). Food Wastage Footprint: Impacts on Natural Resources https://openknowledge.fao.org/server/api/core/bitstreams/1694038d-98f7-40f6-be4b-98782544b9f9/content.

    IPCC (2014). AR5 Climate Change Report: IPCC Summary. https://www.ipcc.ch/report/ar5/syr/

  • Beautiful Waterfalls of Kaimur Hills, Bihar

    The Kaimur Hills in Bihar form part of the eastern extension of the Vindhya Range and are known for their breathtaking natural beauty—especially their waterfalls, which come alive during and after the monsoon season. There are more than 200 hundreds of water falls come alive during monsoon season across the stretch of Kaimur hills which spread in South west Bihar and South Easterns part of Uttar Pradesh.  Rich in biodiversity, tribal culture, and ancient rock art, this region is a hidden gem for nature lovers and explorers.

    1. Karkat Waterfall (कर्कट जलप्रपात)

    • Location: Karkatgarh, near Kaimur Wildlife Sanctuary
    • Distance from Bhabua City: 42 Km
    • Highlights: One of the most famous waterfalls in Bihar, set amidst dense forest; popular for picnics and eco-tourism.
    • Best Time to Visit: July to February

    2. Telhar Kund (टेल्हर कुंड)

    • Location: Near Bhabua, on the Rohtas-Kaimur border
    • Distance from Bhabua City: 31 Km
    • Highlights: A scenic waterfall surrounded by hills; excellent spot for trekking and photography.
    • Nearby Attraction: Durgavati River

    3. Dhuan Kund (धुआँ कुंड)

    • Location: Near Chainpur in Kaimur district
    • Distance from Sasaram City: 15 Km
    • Highlights: Named for its misty, smoky appearance as the water gushes down and creates vapors.
    • Special Feature: Sacred among locals

    4. Karamchat Waterfall (करमचट जलप्रपात)

    • Location: Near Bhagwanpur village
    • Distance from Bhabua City: 32 Km
    • Highlights: Relatively lesser-known; serene atmosphere and thick forest surroundings.
    • Ideal For: Offbeat nature lovers

    5. Manjhar Kund (मंझर कुंड)

    • Location: Sasaram-Rohtas (technically close to Kaimur Hills)
    • Distance from Sasaram City: 17 Km
    • Highlights: A twin waterfall with Dhuaan Kund nearby; ideal for short treks.
    • Best Time: Post-monsoon season

    6. Tutla Bhawani Waterfall (तुतला भवानी जलप्रपात)

    • Location: Rohtas district, near Kaimur Hill range
    • Distance from Sasaram City: 30 Km
    • Highlights: Famous for a natural cave and religious significance; has a temple of Goddess Tutla Bhawani.
    • Experience: Sacred + scenic
    • Photo Credit: Anand Sagar, Google.com

    Travel Guidance:

    • Best Season: July to February (after monsoon for best water flow)
    • Nearby Base Towns well connected with Rail, Road and Airport: Bhabua, Mohania, Sasaram
    • Precautions: Avoid solo trekking in remote areas, check with locals or forest officials
    • Recommended Gear: Trekking shoes, water bottles, mosquito repellent

    Why Visit Kaimur Hills Waterfalls?

    • Untouched natural beauty
    • Spiritual and cultural significance
    • Opportunities for ecotourism, trekking, and photography
    • Peaceful alternative to overcrowded hill stations